A cybersecurity incident at 700Credit LLC, a provider of credit checks and identity verification services for auto dealerships, compromised the personal information of approximately 5.6 million individuals, the company has confirmed.
The breach, involved unauthorized access to data collected from dealerships between May and October 2025. Affected information includes names, addresses, dates of birth and Social Security numbers.
In a statement posted on 700Credit website, the Michigan-based company attributed the incident to an unidentified bad actor. 700Credit is notifying affected individuals by mail starting the week of Dec. 15 and offering free credit monitoring services.
Michigan Attorney General Dana Nessel urged residents to take the notifications seriously.
“If you get a letter from 700Credit, don’t ignore it,” Nessel said in a statement. “It is important that anyone affected by this data breach takes steps as soon as possible to protect their information. A credit freeze or monitoring services can go a long way in preventing fraud, and I encourage Michiganders to use the tools available to keep their identity safe.”
The breach impacted more than 160,000 Michigan residents, according to Nessel’s office, out of nearly 6 million nationwide.
700Credit serves thousands of auto dealerships across the U.S., processing sensitive data during vehicle financing applications. The company has engaged cybersecurity experts to investigate and has notified federal regulators.
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